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The #1 Digital Banking Savings Bank!
Deposits, cards, loans, financial services, credit management, life services—and more—all in one place!

#1 Digital Banking Savings Bank

No. 1 in cumulative app downloads in the savings bank sector
No. 1 in cumulative app users in the savings bank sector
※ Based on App Annie data as of December 31, 2023.

■ Introducing 'Well Bang Walking Savings' – Earn Up to 10% Annual Interest Just by Walking

· Enjoy exclusive interest rate benefits based on whether you meet your step goals during the subscription period.
· The more you walk, the higher the preferential interest rate you can earn!

■ Welcome Bonus: Earn a Special Interest Rate (Up to 7% per Year) on Your First Transaction!

· New account holders receive an exclusive interest rate benefit for the first 30 days.
· A special offer designed to help you start strong with your savings journey.

■ Managing Assets and Liabilities Made Easy with Welcome My Data

· Nationwide interest reduction project has saved customers a total of KRW 8,334.98 million (as of March 14, 2024).
· We gather and manage all your debts, helping you explore potential transfer loan options. Join our interest reduction initiative today.
· Wondering how your credit is doing? Our innovative "Credit Weather" feature helps you monitor and manage your credit health effortlessly.

■ Seamless & Fast Account Opening Process

· Available anytime, anywhere—open a non-face-to-face account 24/7.
· No public certificate required—only a pattern or fingerprint authentication and a 6-digit code needed.
· Choose from dedicated accounts tailored for payers, office workers, and business owners, each offering unique benefits.

■ Exclusive Rewards Await at ‘Wellbang Lounge’

· Well Bank Walking: Loan customers earn up to 100 won daily and up to 3,000 won monthly just by walking.
Receiving customers earn up to 40 won daily and up to 1,240 won monthly.
· Well Bang Lotto: Guess 6 numbers from 0 to 9 and win exciting prizes.
· Well Bang Odd or Even: Predict whether the number will be odd or even—prizes awarded weekly!

■ Life Made Easier with Smart Financial Services

· Drag & Drop Transfers: Simply press and drag one account card to another to complete transfers instantly.
· One-Page Asset Overview: View your total assets, detailed status, and savings progress all in one place.
· Car Price Inquiry: Enter your vehicle’s license plate number to check its current market value.
· Automatic Payment Service: Set up automatic bill payments for utilities and other recurring expenses.
· Free Credit Score Check: Monitor your credit score without affecting it through our secure system.

■ Enhanced Security with Electronic Financial Fraud Prevention Services

· We provide advanced fraud prevention tools including “PC Designation Service,” “2-Channel Authentication,” and “One-Time Authentication Numbers” in compliance with guidelines set by the Financial Supervisory Service.

Product Information

[Well-Bang Walking Savings]

• Eligibility: Individual customers
• Contract Term: 12 months
• Monthly Contribution: Minimum ₩10,000 to Maximum ₩200,000
• Interest Payment: Lump sum upon maturity
• Base Interest Rate: 1.0% p.a. + up to 9.0% p.a. in preferential rates
• Preferential Rate Conditions:
  1. Step-based bonus interest (up to 8.0%)
     • Over 1M steps: +1.0% p.a.
     • Over 2M steps: +2.0% p.a.
     • Over 3M steps: +3.0% p.a.
     • Over 4M steps: +8.0% p.a.
  2. Automatic transfers via our bank account at least 6 times: +1.0% p.a.

[WELCOME First Transaction Preferential m-Term Savings]

• Eligibility: Individual customers
• Contract Term: 12 months
• Monthly Contribution: More than ₩10,000 and less than ₩200,000
• Subscription Condition: Within 30 days of opening your first deposit account
• Interest Payment: Lump sum upon maturity
• Base Interest Rate: 3.7% p.a. + up to 3.3% p.a. in preferential rates
• Preferential Rate Conditions:
  1. At least 8 automatic transfers via our bank account: +1.8% p.a.
  2. Average balance of ₩500,000 or more during the contract period: +1.5% p.a.

※ General Notes

Under the Depositor Protection Act, deposits are insured up to ₩50 million per person (combined with other protected products from this mutual savings bank), including principal and certain interest. Please review product descriptions and terms before signing. You have the right to receive a full explanation prior to any transaction.

※ Interest rates may vary over time. Please refer to our official website or mobile app for the most current information.

Customer Support Hours

• Loans: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposits/Withdrawals: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business Operators: 1661-9300 (Weekdays 09:00 ~ 18:00)
  * Night Call Center for Financial Fraud Reporting: 02-397-8600 / 8800

App Usage Permissions – Wellbang App

Required Access Rights:

• Storage Space: Needed for storing joint certificates, OS tampering checks, document submission, and photo storage.
• Phone: Used for identity verification, device checks, and consultation calls.
• App Activity: Broad package visibility is used to collect app info and detect malicious apps to prevent electronic financial incidents.

Optional Access Rights:

• Contacts/Address Book: Used for contact transfer, SMS sending, coupon purchases, and referral functions. If not granted, functionality may be limited.
• Camera: For photo ID, face authentication, and document submission. Optional; if denied, related features may not function.
• Photos and Videos: For saving photos or submitting documents. Optional; functionality may be limited if access is denied.
• Notifications: To receive updates, promotions, and important alerts. Optional; disabling may restrict notification receipt.

Malicious Conduct Monitoring

• Collection of information related to detection of malicious apps and diagnostics of detected threats.

Company Information
Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim
Business Registration Number: 120-87-93876
Compliance Officer Approval No. 3765 (Valid: 2024.08.08 ~ 2025.08.07)
Reviewed by Korea Federation of Savings Banks No. 2023-00710 (Valid: 2023.06.22 ~ 2024.06.21)

What's New in Version 3.4.9

Last Updated: October 22, 2024

1. Improved app performance and system stability